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A deliberate process for important decisions.

We respect your time and take the work of building genuine understanding seriously — before strategy begins.

How We Begin

Important relationships should begin with clarity, not pressure. Our process is designed to help both sides determine fit thoughtfully and to build a strong foundation before implementation begins.

Hover over each step to learn more.

01

Discovery

02

Architecture

03

Implementation

04

Stewardship

Begin with Discovery
We will not rush the discovery process. The time invested in genuine understanding is the time that prevents expensive mistakes later.

What to Expect

1

First conversation (20–30 minutes)

We listen, ask questions about your situation and priorities. No financial documents needed. No sales presentation.

Our Goal: To evaluate whether our capabilities genuinely match the complexity of your situation. Not every inquiry is a fit, and we would rather be honest about that early.

2

Discovery meeting (60–90 minutes)

Deeper exploration of your complete financial picture, existing advisor relationships, planning priorities, and family context.

Our Goal: To uncover coordination gaps between existing advisors that no one has addressed. This is where the real value of our model starts to become visible.

3

Proposal and engagement

We present our assessment, proposed scope, and engagement structure. If we aren't the right fit, we will tell you directly.

Our Goal: To outline exactly how we coordinate with your existing professionals. We replace silos, not people.

Your First Year

Months 1–2

Discovery & Foundation

Complete financial picture assembled. Risk review, estate document audit, tax history analysis, advisor ecosystem mapped.

Months 3–4

Strategy & Structure

Investment policy established. Tax coordination framework built. Estate planning gaps identified and addressed with counsel.

Months 5–8

Implementation & Coordination

Portfolio constructed. Insurance reviewed. Entity structures optimized. Outside advisors aligned around unified plan.

Months 9–12

Review & Refinement

First full review cycle. Adjustments based on life changes, market conditions, and tax developments. Year-two roadmap established.

This timeline is an example and is dictated by your needs. We typically have quarterly check-ins to make adjustments as needed.

FAQ

Yes. Our client-to-advisor ratio is designed to ensure that every relationship receives direct senior attention. You will not be passed to junior staff after onboarding.

Typically quarterly for formal reviews, with additional conversations as circumstances require. Many of our clients engage us more frequently during periods of significant transition, planning decisions, or market events.

Very little at first. Our initial conversation requires nothing more than your time and a willingness to describe your situation. We will identify what additional information would be helpful as we develop a clearer picture.

Our relationships typically begin with investable assets of $5 million and above, though many of our clients hold assets significantly beyond that range. If you are uncertain whether your situation qualifies, we encourage you to reach out. The answer is a conversation, not a formula.

We are a fee-only registered investment advisor. We do not earn commissions. We do not accept compensation from product manufacturers. Our fee structure is transparent, disclosed in full, and free from the conflicts that commission-based models create.

We will tell you clearly and, where appropriate, suggest alternative resources. Selectivity serves both sides of the relationship. We only accept engagements where we believe we can add meaningful value.

Every enduring advisory relationship begins with a conversation.

We welcome the opportunity to learn about your circumstances and determine whether our approach aligns with what you need. There is no obligation. There is no sales process. There is a conversation between people who take wealth seriously.

Schedule Your Introductory Conversation
+1 (281) 822-9200info@liveoakwag.com

Every inquiry is handled with complete discretion.

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